These are some examples of hardships that get modifications approved:

1. Illness of the Borrower
2. Illness of a Borrowers Family Member
3. Curtailment of Income
4. Loss of Job
5. Abandonment of Property
6. Property Problem
7. Inability to Sell the Property
8. Inability to Rent the Property
9. Mortgage Servicing Problems
10. Transfer of Ownership Delays
11. Reduced Income
12. Failed Business
13. Job Relocation
14. Death of the Borrower
15. Death of Spouse or Co-Borrower
16. Death in the Family
17. Incarceration
18. Divorce
19. Marital Separation
20. Military Duty
21. Medical Bills
22. Damage to Property (natural disaster or unnatural)
23. Property Value Decrease

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